Mortgage Services

First Time Buyer

At Lisa Price Financial Services, we offer a wide range of mortgages from the whole of the market. We help first-time buyers get the best possible advice and find the best possible rate.

Some mortgage lenders will also give a helping hand to first-time buyers who have a 5% deposit. These types of loans are often available under the government's 95% mortgage scheme or help to buy scheme, we can advise which schemes would be best for you.

Getting on the property ladder is a big financial investment so it's important that you make sure that you're able to secure the best possible deal. Before you start looking for a mortgage, it's important that you make sure that you have all the necessary information in order to make an informed decision so we always recommend you have a chat to work out what you can borrow and what you can afford to repay each month.

Before you start looking for a mortgage, it’s important that you have all the necessary information to make an informed decision. Some of the most common steps that a person can take to improve their credit score are checking their credit file and checking their credit rating. Getting the necessary information will allow you to make an informed decision when it comes to applying for a mortgage. There are lots of credit checking agencies available to do this for you.

We would also need to see:

  • Wage slips or Self-employed tax calculations- these are the documents we require to work out what you can borrow.
  • Bank Statements – These are required to check affordability and to make sure any mortgage would be affordable.
  • deposit- The amount of deposit you have will determine the rate and lenders that may be able to help you.

Having all this information ready will then help is be able to get a mortgage approved in principle so you can’t start the homebuying process.

Other types of mortgage

A re-mortgage is a type of loan that allows you to change the deal on your property by moving to a new lender or to a different rate from your current one. It can be a great way to get a lower rate and improve your mortgage terms. We can help you find a new mortgage deal or switch to a new deal with your current lender. Re-mortgaging can be carried out up to six months before your existing deal expires.

Moving Home

We can help you move home by finding the best rate for you and assessing wether its best to change lenders or port your existing rate to the new home ensuring that you get the best rates available when you move.

Buy to let

A buy to let mortgage is a type of loan that's designed for those who are looking to invest in property instead of getting a mortgage for somewhere they want to live.


Unlike standard residential mortgages, buy to let loans work differently to accommodate those who are looking to rent out a property.


We'll help you find the best buy to let mortgage deal for your needs. We'll compare multiple lenders and deal with them to find the best one for you.

Mortgage Options

There are a wide range of mortgage options available, including fixed-rate, tracker, and discount. If you’re looking to buy a new home or re-mortgaging, there are plenty of options available.


Getting the mortgage deal is very important, as it can save you thousands of pounds in the long runc With a fixed-rate mortgage deal, the interest rate will remain the same throughout the entire duration of the deal meaning your payments will stay the same.

One of the main advantages of a fixed-rate mortgage is that it doesn’t change when the Bank of England to increase interest rates However, this security could also come at a price, as it could mean that you end up paying more money when the interest rates fall.

Although it’s possible to get a better deal with a fixed-rate mortgage, it’s also important to shop around for a new one when your current one ends.

One of the main advantages of a fixed-rate mortgage is it can make it easier to budget and manage your finances. If the interest rates go up, your deal could end up feeling more competitive against the market. However, if the interest rates fall, you might not be able to take advantage of the cheaper deals. If you need to sell your home before the deal ends, you might also have to pay an additional penalty to leave early if you can’t port your mortgage.

Tracker Mortgage

A tracker mortgage is a type of loan that allows you to track the changes in the Bank of England's base rate. If it goes up or down, your mortgage rate will also change.


Like fixed-rate mortgages, trackers are usually available over different time periods such as two three or five years. Some trackers even allow you to take out a lifetime mortgage, which tracks the base rate for the whole duration.

Unlike fixed-rate mortgages, your payments may change monthly.

Discount Mortgages

A discount variable rate mortgage tracks the mortgage lender’s standard variable rate, so if the SVR goes up or down, so does your mortgage interest rate. So even if the Bank of England base rate remains the same, your mortgage could become more expensive if your lender decides to increase its SVR.

Need Help with Your Mortgage?

Our mortgage brokers provide mortgage advice for a wide array of clients.

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